Black Friday has become something of an anachronism in the e-commerce era. The day after Thanksgiving marks the official start of the holiday shopping season, but retailers already have spent weeks flooding their websites and customers' email inboxes with early Black Friday offers.
A borrower goes into default when they miss credit card payments for over 180 days, roughly six months. When there is a failure to pay over such a long period, banks generally take this as a sign that a borrower won't pay the debt anymore, said Matt Sotir, financial advisor with Equitable Advisors based in New Hampshire.
Beyond the general discomfort of talking about death, the topic of inheritance brings in a whole other set of sticky issues. Research finds that parents’ and children’s expectations for bequests are rarely aligned, even among those who have a good relationship, which is why it’s so important to get on the same page with heirs early on.
An effective strategy is to start with a budget. Evaluate your current financial situation and anticipate upcoming expenses, such as holiday gifts, travel, and any year-end obligations like taxes or insurance premiums. Creating a detailed budget now allows you to allocate funds for these expenses gradually, reducing the burden when they arise.
Through informed decision-making and strategic planning, women can unlock the full potential of investments, ensuring a prosperous future for themselves and future generations. Here are four essential tips women must consider while investing outlined by Swati Saxena, Founder and CEO of 4 Thoughts Finance.
